BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//ChamberMaster//Event Calendar 2.0//EN
METHOD:PUBLISH
X-PUBLISHED-TTL:P1H
REFRESH-INTERVAL:P1H
CALSCALE:GREGORIAN
BEGIN:VTIMEZONE
TZID:America/New_York
BEGIN:DAYLIGHT
RRULE:FREQ=YEARLY;BYMONTH=3;BYDAY=2SU
DTSTART:20070101T000000
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
TZNAME:Eastern Daylight Time
END:DAYLIGHT
BEGIN:STANDARD
RRULE:FREQ=YEARLY;BYMONTH=11;BYDAY=1SU
DTSTART:20070101T000000
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
TZNAME:Eastern Standard Time
END:STANDARD
END:VTIMEZONE
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20261110T113000
DTEND;TZID=America/New_York:20261110T130000
X-MICROSOFT-CDO-ALLDAYEVENT:FALSE
SUMMARY:Lunch and Learn - Mortgage Insurance
DESCRIPTION:What exactly is Mortgage Insurance?Learn about PMI\, MIP and USDA Guarantee Fee and VA loans.\nWhile it feels like an annoying extra fee\, mortgage insurance is actually a great tool for buyers. Without it\, lenders wouldn't offer low-down-payment options\, and you would be forced to save up a massive 20% down payment before ever buying a home!\nLed by:  Suzy Otellio Rainier with Movement MortgageSuzy Otellio Rainier (NMLS #168898) is an experienced residential loan officer with Movement Mortgage\, proudly serving homebuyers and real estate professionals across Eastern North Carolina. With a deep knowledge of the local market\, Suzy specializes in making the mortgage process simple\, straightforward\, and stress-free. Whether her clients are buying their first home\, upgrading to a dream property\, or exploring refinancing options\, she offers expert guidance across a wide range of loan products\, including VA\, FHA\, USDA\, and conventional financing. Backed by Movement Mortgage's fast\, upfront processing\, Suzy is dedicated to helping families achieve homeownership with total confidence.Please sign up in advance so we can keep you posted on important event updates.Because space is limited\, registration is the only way to guarantee your seat. If we reach capacity\, we may unfortunately have to turn away unregistered guests at the door.Note on Cancellations: We understand things come up! To avoid a No-Show Fee\, please provide at least 24 hours' notice if you can no longer make it. This allows us to offer your seat to someone on the waitlist.Thank you for helping us plan a great event!
X-ALT-DESC;FMTTYPE=text/html:<!DOCTYPE html><html><head><title></title></head><body aria-disabled="false"><p>What exactly is Mortgage Insurance?</p><p>Learn about PMI\, MIP and USDA Guarantee Fee and VA loans.<br /><meta charset="utf-8" />While it feels like an annoying extra fee\, mortgage insurance is actually a great tool for buyers. Without it\, lenders wouldn&#39\;t offer low-down-payment options\, and you would be forced to save up a massive 20% down payment before ever buying a home!</p><p><br />Led by: &nbsp\;Suzy Otellio Rainier with <a fr-original-style="" href="https://movement.com/" rel="noopener noreferrer" style="user-select: auto\;" target="_blank">Movement Mortgage</a></p><p><meta charset="utf-8" /></p><p data-path-to-node="2\,0">Suzy Otellio Rainier (NMLS #168898) is an experienced residential loan officer with Movement Mortgage\, proudly serving homebuyers and real estate professionals across Eastern North Carolina. With a deep knowledge of the local market\, Suzy specializes in making the mortgage process simple\, straightforward\, and stress-free.&nbsp\;</p><p data-path-to-node="2\,0">Whether her clients are buying their first home\, upgrading to a dream property\, or exploring refinancing options\, she offers expert guidance across a wide range of loan products\, including VA\, FHA\, USDA\, and conventional financing. Backed by Movement Mortgage&rsquo\;s fast\, upfront processing\, Suzy is dedicated to helping families achieve homeownership with total confidence.</p><p dir="ltr" style="line-height:1.38\;margin-top:12pt\;margin-bottom:12pt\;"><span style="font-size:11pt\;font-family:Arial\,sans-serif\;color:#000000\;background-color:transparent\;font-weight:400\;font-style:normal\;font-variant:normal\;text-decoration:none\;vertical-align:baseline\;white-space:pre\;white-space:pre-wrap\;">Please sign up in advance so we can keep you posted on important event updates.</span></p><p dir="ltr" style="line-height:1.38\;margin-top:12pt\;margin-bottom:12pt\;"><span style="font-size:11pt\;font-family:Arial\,sans-serif\;color:#000000\;background-color:transparent\;font-weight:400\;font-style:normal\;font-variant:normal\;text-decoration:none\;vertical-align:baseline\;white-space:pre\;white-space:pre-wrap\;">Because space is limited\, registration is the only way to guarantee your seat. If we reach capacity\, we may unfortunately have to turn away unregistered guests at the door.</span></p><p dir="ltr" style="line-height:1.38\;margin-top:12pt\;margin-bottom:12pt\;"><span style="font-size:11pt\;font-family:Arial\,sans-serif\;color:#000000\;background-color:transparent\;font-weight:700\;font-style:normal\;font-variant:normal\;text-decoration:none\;vertical-align:baseline\;white-space:pre\;white-space:pre-wrap\;">Note on Cancellations:</span><span style="font-size:11pt\;font-family:Arial\,sans-serif\;color:#000000\;background-color:transparent\;font-weight:400\;font-style:normal\;font-variant:normal\;text-decoration:none\;vertical-align:baseline\;white-space:pre\;white-space:pre-wrap\;">&nbsp\;We understand things come up! To avoid a&nbsp\;</span><span style="font-size:11pt\;font-family:Arial\,sans-serif\;color:#000000\;background-color:transparent\;font-weight:700\;font-style:normal\;font-variant:normal\;text-decoration:none\;vertical-align:baseline\;white-space:pre\;white-space:pre-wrap\;">No-Show Fee</span><span style="font-size:11pt\;font-family:Arial\,sans-serif\;color:#000000\;background-color:transparent\;font-weight:400\;font-style:normal\;font-variant:normal\;text-decoration:none\;vertical-align:baseline\;white-space:pre\;white-space:pre-wrap\;">\, please provide at least 24 hours&#39\; notice if you can no longer make it. This allows us to offer your seat to someone on the waitlist.</span></p><p dir="ltr" style="line-height:1.38\;margin-top:12pt\;margin-bottom:12pt\;"><span style="font-size:11pt\;font-family:Arial\,sans-serif\;color:#000000\;background-color:transparent\;font-weight:400\;font-style:normal\;font-variant:normal\;text-decoration:none\;vertical-align:baseline\;white-space:pre\;white-space:pre-wrap\;">Thank you for helping us plan a great event!</span></p></body></html>
LOCATION:709 S Third Street Smithfield NC 27577
UID:e.2990.1347616
SEQUENCE:3
DTSTAMP:20260620T192332Z
URL:https://members.jcar.realtor/events/Details/lunch-and-learn-mortgage-insurance-1584529?sourceTypeId=Hub
END:VEVENT
END:VCALENDAR
